Do you know of someone who’s looking to buy a property in Dekalb County? Please share the information with them about the various programs available to help them buy with very little out-of-pocket expenses and various levels of requirements.
State of Georgia Down Payment Assistance – Up to $10K may be available to credit and income eligible GA first time home buyers and families moving up to their next home to put toward their down payment and closing costs on properties priced up to $300K. Programs are available for households with income limits as high as $100K to buy an inhabitable property of their choice anywhere in the metro Atlanta area (outside the City of Atlanta), including foreclosures and short sales. Restrictions apply, so please see the Georgia Down Payment Assistance flier here and then call for the details.
Neighborhood Stabilization Program Funds – Up to $25K may be available to credit and income eligible GA first time home buyers and families moving up to their next Dekalb County home to put toward their down payment and closing costs on properties owned and restored through this program. The program is available to households with incomes at 120% of the Metro Atlanta area median income (Single person HH income limit: $60,300, two person: $68,950, three person: $77,550, four person: $86, 150) and the completion of a HUD-approved home buying class is required. Please call for other more important details and a list of properties today.
Dekalb County Down Payment Assistance – Up to $8K may be available to credit and income eligible GA first time home buyers looking to buy a Dekalb County single family, non-foreclosure property anywhere in Dekalb County outside the City of Atlanta priced up to $160K. The borrower must attend a HUD-approved home buying class, contribute one-percent toward the transaction and agree to other important restrictions, so please visit the Dekalb County Down Payment Assistance Page and then call today for more information.
HUD-owned Homes $100 Down Program – A down payment of only $100 may be required toward the purchase of a Georgia Dream Home anywhere in Metro Atlanta including all of the City of Atlanta and the seller will pay closing costs of up to three-percent (should be all) too. The credit-eligible borrower will also need $500 to $1,000 for an earnest money deposit, but $900 will be credited back at closing. Plan on $325 or so for a home inspection, around $450 for a possible appraisal fee, and $400 or so for utility deposits and the unknown. Many of these HUD-owned homes are in great condition and can close within thirty days, so please visit the $100 Down HUD-owned Home Page and then call for details today.
If you are not working with a real estate agent, please visit the Metro Atlanta Down Payment Assistance Blog and then call today for more information.
REALTOR® / HUD-certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners